About Bayside Invest

About Bayside Invest

After a long association, Bayside Invest has been created jointly by the Directors of Hargraves Secured Investments (HSI) and Bayside Residential and Commercial Mortgages out of a desire to combine the experience, policies, procedures, and systems of HSI, with the reach and market access of Bayside Residential and Commercial Mortgages.   The Directors and Officers of Bayside Invest have decades of experience in the assessment and management of commercial loans.

Bayside Invest raises funds from investors by issuing notes, and generates income on those funds primarily by lending to individuals and companies, with security provided by mortgages over real estate. 

We aim to offer competitive investment and lending interest rates. The funds raised will enhance the Company’s ability to expand its business, without deviating from its permitted investments per its Trust Deed.

We issue a Prospectus under the Corporations Act 2001 and hold Australian Financial Services Licence No. 525290 authorising the Company to deal in notes of the Company, and has appointed MSC as the Trustee for note holders. The important role of the trustee is described below…

The trustee’s duty under the trust deed and the Corporations Act is to ‘exercise reasonable diligence’ in monitoring the issuer’s ability to repay the notes (e.g. its financial position and performance).

ASIC Regulatory Guide 69 Debentures and notes: Improving disclosure to retail investors